greene county bankNASDAQ:GCBC – get rating) and Cullman Bancorp (NASDAQ: CULL – get rating) are both finance companies, but which is the superior business? We will compare the two businesses based on their dividend strength, valuation, risk, return, analyst recommendations, earnings, and institutional ownership.
Internal and institutional ownership
7.0% of Greene County Bancorp shares are owned by institutional investors. Comparatively, 5.2% of Cullman Bancorp shares are owned by institutional investors. 6.4% of Greene County Bancorp shares are owned by insiders of the company. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
Earnings and Valuation
This table compares the gross receipts, earnings per share, and valuation of Greene County Bancorp and Cullman Bancorp.
|Gross income||Price/Sales Ratio||Net income||earnings per share||Rate of earnings on price|
|Greene County Bancorp||$68.00 million||N/A||$23.94 million||$3.38||13.37|
|Cullman Bank||$14.88 million||5.46||$1.75 million||N/A||N/A|
Greene County Bancorp has higher revenue and profit than Cullman Bancorp.
This is a breakdown of current ratings and recommendations for Greene County Bancorp and Cullman Bancorp, as reported by MarketBeat.com.
|sales ratings||retention ratings||Buy grades||Strong purchase ratings||Rating Score|
|Greene County Bancorp||0||0||0||0||N/A|
Greene County Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 1.2%. Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 1.1%. Greene County Bancorp pays 15.4% of its earnings as a dividend. Greene County Bancorp has increased its dividend for 8 years in a row. Greene County Bancorp is clearly the best dividend stock, given its higher yield and longer history of dividend growth.
This table compares the net margins, return on equity, and return on assets of Greene County Bancorp and Cullman Bancorp.
|net margins||Return on equity||Return on assets|
|Greene County Bancorp||38.97%||18.54%||1.23%|
Greene County Bancorp beats Cullman Bancorp in 9 of 10 factors compared between the two stocks.
About Greene County Bancorp (get rating)
Greene County Bancorp, Inc. operates as a holding company of The Bank of Greene County providing various financial services in the United States. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit, noninterest-bearing checking accounts, and individual retirement accounts. The company’s loan portfolio is made up of residential, construction and land loans and multi-family mortgages; commercial real estate mortgage loans; consumer loans, such as new and used auto loans, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, RV loans, and credit overdrafts. deposit accounts; and business loans. As of June 30, 2021, a network of 17 full-service bank offices operated. The company was founded in 1889 and is headquartered in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.
About Cullman Bancorp (get rating)
Cullman Bancorp, Inc. operates as a holding company for Cullman Savings Bank which offers various banking products and services. It offers checking, savings and individual retirement accounts, as well as certificates of deposit accounts. The company also offers one- to four-family residential real estate, commercial, commercial and industrial real estate, construction, multi-family real estate, and consumer lending; and invest in securities. It operates three branches in Cullman, Alabama; and a branch in Hanceville, Alabama. The company was founded in 1887 and is headquartered in Cullman, Alabama.
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